ABOUT SIMPLI FINANCE
Mortgage Brokers Helping Professionals Make Smarter Lending Decisions
Simpli Finance is a Sydney Olympic Park based mortgage brokerage helping professionals, business owners, first home buyers, refinancers and investors compare lending options across a broad lender panel.
Meet The Team
Our Story
Simpli Finance was built to give clients clearer lending strategy, better lender policy guidance and a more personal broker experience.
Many borrowers are given generic answers by one bank, even when their situation needs a broader view. Professionals, business owners, first home buyers, refinancers and investors often have income structures, future plans or borrowing goals that do not fit neatly into a standard checklist.
That is where Simpli Finance helps.
Our team works across a broad lender panel to help clients understand borrowing capacity, loan structure, refinancing options, LMI waiver pathways, investment lending and lender policy before they apply.
We focus on making the process clear, strategic and practical from the first conversation.
Lenders on our panel
Broker fee to clients
Sydney Olympic Park
ACL 384704 · Credit Rep 524520 · FBAA
Who We Help
We help clients across home loans, refinancing, investment lending, business finance and complex income scenarios.
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Professionals
We help nurses, doctors, dentists, lawyers, accountants and other professionals understand borrowing capacity, income assessment, LMI waiver pathways and lender policy.
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First Home Buyers
We help first home buyers understand deposit requirements, borrowing power, HECS, LMI, stamp duty, pre-approval and lender options.
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Refinancers
We help clients review current loans, compare repayments, assess equity, understand fixed rate expiry and explore refinance options.
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Investors
We help property investors review borrowing capacity, equity release, repayment structure, lender policy and future portfolio goals.
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Complex Income
We help clients with overtime, shift loading, bonuses, locum income, trust income, company income and self-employed income understand how lenders may assess them.
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Business Owners
We help business owners review home loans, business finance, asset finance, commercial lending, practice finance and working capital options.
Why Clients Choose Simpli Finance
A good lending outcome is not only about finding a rate. It is about understanding policy, structure, timing, income treatment and which lender may fit the situation.
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Broad Lender Panel
We compare lending options across a broad panel so clients are not limited to one bank’s policy.
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Professional Lending Focus
We regularly work with professionals and business owners whose income, career pathway or borrowing goals may need a more strategic lending approach.
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Strategy Before Application
We help clients understand borrowing capacity, repayments, LMI, equity, lender policy and application requirements before applying.
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Clear Communication
We explain the process in plain English so clients know what is happening, what is needed and what the next step is.
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Complex Income Support
We assist with overtime, shift loading, bonus income, locum income, company income, trust income and self-employed income scenarios.
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Long-Term Lending Support
We support clients beyond the first loan with refinance reviews, equity reviews, investment lending and future lending strategy.
How We Work With Clients
1
Understand Your Scenario
We start by understanding your profession, income, family position, debts, deposit or equity, property goals and timeframe.
2
Review Lender Policy
We compare how different lenders may assess your income, borrowing capacity, LVR, LMI position and overall application.
3
Explain Your Options
4
Support The Application
If you proceed, we help manage the application process, communicate with the lender and keep you updated.
5
Stay In Touch
We help clients review refinance, investment, equity release and future lending opportunities over time.
Meet The Leadership
Simpli Finance is led by Directors and Co-Founders Kris Kumar and Peter Pak.
Kris Kumar
Director / Co-Founder
Helping clients make clearer lending decisions through strategy, structure and lender policy guidance.
Kris Kumar is a Director and Co-Founder of Simpli Finance. He works with clients who want a clearer understanding of their lending options before making major property or finance decisions.
Kris helps clients review borrowing capacity, lender policy, loan structure, refinancing options, investment lending and complex income considerations across a broad lender panel.
Service Areas
- Home loans
- Refinancing
- Investment lending
- LMI waiver reviews
- Complex income lending
- Business and asset finance
Peter Pak
Director / Co-Founder
Helping clients compare lending options with clear strategy, structure and practical guidance.
Peter Pak is a Director and Co-Founder of Simpli Finance. He works with clients who want clear lending strategy, practical guidance and a structured process before applying.
Peter helps clients review borrowing capacity, lender policy, loan structure, refinancing options, investment lending and complex income considerations across a broad lender panel.
Service Areas
- Home loans
- Refinancing
- Investment lending
- LMI waiver reviews
- Complex income lending
- Business and asset finance
Meet The Simpli Finance Team
Our brokers help clients compare lender policy, understand borrowing capacity and navigate lending decisions with clear communication and practical support.
DK
David Kim
Mortgage Broker
Helping clients compare lender options and understand the next step before applying.
AJ
Ali Jaber
Mortgage Broker
Helping clients understand lender options, borrowing capacity and application requirements.
EJ
Eddie Jin
Mortgage Broker
Helping clients review lending pathways with clear guidance and structured support.
CO
Chris Oh
Mortgage Broker
Helping clients make sense of lender policy, loan structure and borrowing options.
What Clients Say About Simpli Finance
Reviews are pulled from our live Google Business Profile so visitors can see current client feedback.
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Live Google Reviews
Reviews are pulled from our live Google Business Profile.
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Ready To Speak With A Broker?
Book a strategy session and our team will help review your income, profession, lending goal, deposit, equity position and possible lender pathways.
Contact Simpli Finance
General information only. Lending criteria, rates, fees, LVR limits, LMI waiver eligibility and approval outcomes vary by lender and are subject to assessment and change.