CALCULATORS

Estimate stamp duty and upfront purchase costs before buying property in Australia. Stamp duty rules, concessions and exemptions vary by state and buyer type.

Key Takeaway

Stamp duty rules vary by state and can change. First home buyer concessions and exemptions depend on property value, location and eligibility. Always confirm with your conveyancer before exchange.

    Stamp Duty Calculator










    Estimated stamp duty

    Other upfront costs (est.)

    Stamp duty estimates are indicative only. Rules vary by state and may change.

    What Is Stamp Duty?

    Stamp duty is a state or territory government charge that may apply when buying property. The amount can vary depending on the property value, state, buyer type, property purpose and available concessions.

    What Can Affect Stamp Duty?

    Property value

    State or territory

    Owner-occupied vs investment

    First home buyer status

    New or established property

    Vacant land

    Concessions or exemptions

    Contract date

    Foreign purchaser rules where applicable

    First Home Buyer Concessions

    Some first home buyers may qualify for stamp duty concessions or exemptions depending on the state or territory, property value and eligibility rules. These rules can change, so the calculator should be used as a guide only.

    Disclaimer: Stamp duty estimates are indicative only. Duties, concessions and exemptions vary by state or territory and may change.

    Frequently Asked Questions

    Is this stamp duty estimate exact?

    No. Stamp duty rules vary by state and can change. The calculator is a guide only.

    Some first home buyers may qualify for concessions or exemptions, depending on state rules, property value and eligibility.

    No. Each state and territory has different rules, thresholds and concessions.

    Stamp duty may apply to investment purchases, and concessions may be different from owner-occupied purchases.

    Yes. Stamp duty can be a major upfront cost and should be included in your purchase budget.

    Buying A Property?

    Book a strategy session and we’ll help review your borrowing power, deposit, stamp duty, LMI and lender options.

    Calculator results are estimates only and are not loan approvals, quotes or financial advice. Actual results vary by lender, interest rate, fees, loan structure, income, expenses, property type and individual circumstances.